Lender Intelligence Hub
UK bridging lender list
109 lenders, with regulation status, capital source and product focus.
This is a reference list rather than a ranking — nothing here is scored. 52 of these lenders have a full intelligence page and their names link through to it; the rest are listed for completeness. For scored comparisons see the Speed Index, Appetite Matrix and Compare topics.
A–C
| Lender | Regulation | Capital source | Product focus | Snapshot |
|---|---|---|---|---|
| A Shade Greener Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Short-term property & energy. |
| Acre Lane Capital | Both | Specialist Non-Bank | Bridging, Dev | Resi & commercial bridging. |
| Allica Bank | Regulated | Challenger Bank | Commercial, Bridging | SME & property lending. |
| Alternative Bridging Corporation | Both | Specialist Non-Bank | Bridging, Dev, Term | Broad property-backed lending. |
| Angel Property Finance | Unregulated | Specialist Non-Bank | Bridging | Investor bridging. |
| Apex Bridging | Unregulated | Specialist Non-Bank | Bridging | Auction & refurb bridging. |
| Ascot Bridging Finance | Unregulated | Specialist Non-Bank | Bridging | Short-term resi/comm. |
| Aspen Bridging | Both | Specialist Non-Bank | Bridging | Equity-funded bridging. |
| Avamore Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Heavy refurb & dev. |
| B2 Bridging | Unregulated | Specialist Non-Bank | Bridging | Bespoke bridging. |
| BIG Property Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor/developer funding. |
| Black & White Bridging | Unregulated | Specialist Non-Bank | Bridging | Resi & semi-comm. |
| Blend | Unregulated | Platform / Fund | Bridging, Dev | Online platform. |
| BLG Development Finance | Unregulated | Specialist Non-Bank | Development | Ground-up dev. |
| Blue Square Capital | Unregulated | Specialist Non-Bank | Bridging, Commercial | Short-term property/business. |
| Bluecroft Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Regional lender. |
| BM Samuels | Unregulated | Specialist Non-Bank | Bridging, Dev | Private-capital lender. |
| Bricks Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor/developer. |
| Bridge Help | Unregulated | Specialist Non-Bank | Bridging | Auction bridging. |
| Bridging Finance Solutions | Both | Specialist Non-Bank | Bridging | Resi & commercial. |
| Brightstar Private Panel Lenders | Unregulated | Private / FO | Bridging, Dev | Private capital syndicates. |
| Buzz Capital | Unregulated | Specialist Non-Bank | Bridging, Commercial | Short-term property/business. |
| CapitalRise | Unregulated | Institutional / Platform | Bridging, Dev | Prime London. |
| Castle Trust | Both | Specialist Non-Bank | Bridging, Term | Structured property finance. |
| Catalyst Property Finance | Unregulated | Specialist Non-Bank | Bridging | Fast completions. |
| Citra Living (Private) | Unregulated | Institutional | Dev, Commercial | Build-to-rent capital. |
| Clearwell Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Resi & commercial. |
| Cohort Capital | Unregulated | Specialist Non-Bank | Bridging | Bespoke structures. |
| Colenko | Unregulated | Specialist Non-Bank | Bridging, Dev | Relationship-driven. |
| Commercial Acceptances | Unregulated | Specialist Non-Bank | Bridging, Commercial | Commercial short-term. |
| CrowdProperty | Unregulated | Platform / P2P | Dev, Bridging | Crowdfunded development. |
| Cynergy Bank | Regulated | Challenger Bank | Commercial, Bridging | Commercial property. |
Scroll the table sideways to see every column.
D–H
| Lender | Regulation | Capital source | Product focus | Snapshot |
|---|---|---|---|---|
| Dantis Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor/developer. |
| District & County Investments | Unregulated | Specialist Non-Bank | Bridging, Dev | Regional lender. |
| Dragonfly Private Capital | Unregulated | Family Office | Bridging, Dev | Private capital. |
| easyMoney | Unregulated | Platform / P2P | Bridging | Retail investor platform. |
| Elysian Capital (Private) | Unregulated | Family Office | Dev, Commercial | Private development capital. |
| Evolve Lending Group | Unregulated | Specialist Non-Bank | Bridging, Dev | Flexible criteria. |
| Fiduciam | Unregulated | Specialist Non-Bank | Bridging, Commercial | Cross-border lending. |
| Fox Funding | Unregulated | Specialist Non-Bank | Bridging | Auction bridging. |
| Funding 365 | Unregulated | Specialist Non-Bank | Bridging | Fast completions. |
| GB Bank | Regulated | Challenger Bank | Dev, Bridging | Regional development bank. |
| Glenhawk | Both | Specialist Non-Bank | Bridging | Fast resi/comm bridging. |
| Goldentree Financial Services | Unregulated | Specialist Non-Bank | Bridging, Dev | North-West lender. |
| Greymax Capital | Unregulated | Specialist Non-Bank | Bridging | Bespoke bridging. |
| Hampshire Trust Bank | Regulated | Challenger Bank | Dev, Bridging | Specialist property. |
| Hana Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor/developer. |
| Haslebrow | Unregulated | Specialist Non-Bank | Bridging | Short-term property. |
| Helmsley Group | Unregulated | Family Office | Bridging, Dev | FO-backed property finance. |
| Hilco Real Estate Finance | Unregulated | Institutional | Bridging, Commercial | Distressed/special situations. |
| Hope Capital | Unregulated | Specialist Non-Bank | Bridging | Complex bridging. |
Scroll the table sideways to see every column.
I–L
| Lender | Regulation | Capital source | Product focus | Snapshot |
|---|---|---|---|---|
| Inhale Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Bespoke structures. |
| Inspired Lending | Unregulated | Specialist Non-Bank | Bridging, Dev | Flexible underwriting. |
| InterBay Commercial (OSB) | Both | Bank Group | Bridging, Commercial | Semi-comm bridging. |
| Invocap | Unregulated | Specialist Non-Bank | Bridging, Commercial | Business/property finance. |
| KSEYE | Unregulated | Specialist Non-Bank | Bridging | London investor bridging. |
| Kuflink | Unregulated | Platform / P2P | Bridging | Property-backed loans. |
| Lakeshield | Unregulated | Specialist Non-Bank | Bridging, Dev | UK property lender. |
| Lend First | Unregulated | Specialist Non-Bank | Bridging | Short-term property. |
| Lendco | Unregulated | Specialist Non-Bank | Bridging, BTL | Investor lending. |
| Lending Bridge | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor-focused. |
| LendInvest | Both | Specialist Non-Bank / Platform | Bridging, Dev, BTL | Tech-driven lender. |
| London Credit | Unregulated | Specialist Non-Bank | Bridging, Dev | London/South-East. |
| Magnet Capital | Unregulated | Specialist Non-Bank | Development | SME development. |
| Market Financial Solutions | Unregulated | Specialist Non-Bank | Bridging | Complex/high-value. |
| Market Harborough BS | Regulated | Building Society | Bridging | Regulated & unregulated. |
| Masthaven Finance | Both | Specialist Non-Bank | Bridging | FCA-regulated bridging. |
| Mercantile Trust | Both | Specialist Non-Bank | Bridging, Term | Resi investment. |
| Mint Property Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor/developer. |
| MS Lending Group | Unregulated | Specialist Non-Bank | Bridging, Dev | Flexible criteria. |
| MSP Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | South-coast lender. |
| MT Finance | Both | Specialist Non-Bank | Bridging | Regulated/unregulated. |
Scroll the table sideways to see every column.
M–O
| Lender | Regulation | Capital source | Product focus | Snapshot |
|---|---|---|---|---|
| Oakbridge Financial Services | Unregulated | Specialist Non-Bank | Bridging, Dev | Bespoke lender. |
| Octane Capital | Unregulated | Specialist Non-Bank | Bridging, BTL | Complex cases. |
| Octopus Real Estate | Both | Institutional / Fund | Bridging, Dev, Commercial | Large-ticket RE finance. |
| Offa | Both | Specialist Non-Bank | Bridging, Dev | Sharia-compliant. |
| Ortus Secured Finance | Unregulated | Specialist Non-Bank | Bridging, Term | Commercial property. |
| OSB Group (Precise, InterBay) | Both | Bank Group | Bridging, BTL, Commercial | Specialist group. |
| Pallas Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Mid-market. |
| Perotto | Unregulated | Specialist Non-Bank | Bridging, Dev | Regional lender. |
| Phoenix Funding | Unregulated | Specialist Non-Bank | Bridging | Short-term property. |
| Phoenix Money | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor/developer. |
| Pivot Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | London/South-East. |
| Plot Point | Unregulated | Specialist Non-Bank | Bridging, Dev | Niche schemes. |
| Pluto Finance | Unregulated | Institutional / Fund | Dev, Bridging | Larger-ticket development. |
| PMJ Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | North-West lender. |
| Proseed Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | SME developer finance. |
| Proplend | Unregulated | Platform | Commercial, Bridging | Income-based lending. |
Scroll the table sideways to see every column.
Q–S
| Lender | Regulation | Capital source | Product focus | Snapshot |
|---|---|---|---|---|
| Quantum Mortgages | Regulated | Specialist Non-Bank | Specialist Mortgages, Some Bridging | Niche mortgage lender. |
| Recognise Bank | Regulated | Challenger Bank | Commercial Term | SME & property. |
| Roma Finance | Both | Specialist Non-Bank | Bridging, Dev | Borrower-centric. |
| Ryse Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Investor-focused. |
| Saffron Building Society | Regulated | Building Society | Specialist Mortgages, Some Short-Term | Niche BS lender. |
| Shawbrook Bank | Both | Challenger Bank | Bridging, Commercial, BTL | Specialist bank. |
| Signature Property Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Wales/UK regional. |
| SNM Bridging Finance | Unregulated | Specialist Non-Bank | Bridging | Short-term property. |
| Somo | Unregulated | Specialist Non-Bank | Bridging | Investor bridging. |
| StreamBank | Unregulated | Specialist Non-Bank | Bridging, Commercial | Property/business finance. |
Scroll the table sideways to see every column.
T–Z
| Lender | Regulation | Capital source | Product focus | Snapshot |
|---|---|---|---|---|
| TAB | Unregulated | Platform / Specialist | Bridging, Dev | Online platform. |
| TFG Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | Regional lender. |
| The Helmsley Group | Unregulated | Family Office | Bridging, Dev | FO-backed property finance. |
| Together | Both | Specialist Non-Bank | Bridging, Dev, Commercial, BTL | Broad specialist lender. |
| Ultimate Finance | Unregulated | Specialist Non-Bank | Bridging, Commercial | Asset-based finance. |
| United Trust Bank | Both | Specialist Bank | Bridging, Dev, Commercial | Specialist bank. |
| Vector Capital | Unregulated | Specialist Non-Bank | Bridging, Dev | SME-focused. |
| West One Loans | Both | Specialist Non-Bank | Bridging, Dev, BTL | Wide product set. |
| Westwood Capital Finance | Unregulated | Specialist Non-Bank | Bridging | Short-term property. |
| Wey Bridging Finance | Unregulated | Specialist Non-Bank | Bridging, Dev | Regional lender. |
| Zenzic Capital | Unregulated | Institutional | Commercial, Bridging | Institutional CRE finance. |
Scroll the table sideways to see every column.
Continue through the Hub
Lender Intelligence Hub
The full top-50 directory across five behavioural categories.
Speed Index
DIP, valuation, underwriting, legals and drawdown, scored per lender.
Appetite Matrix
What each lender actually wants to lend on.
Risk Flags
Where each lender creates friction, before you commit.
Compare topics
Four routing guides: auction, commercial, heavy refurbishment and complex cases.
Not sure which lender fits your lot?
Auction360 routes the case for you — matching the property, the legal pack and your exit to a lender that will actually complete.
Get Funded Book a Discovery CallThese ratings are Auction360's market assessment, built from published lender criteria, market case studies, broker-reported timelines, solicitor feedback and valuation panel behaviour. They are not a lending decision, a recommendation or a guarantee of approval. Criteria, pricing and availability change, so confirm the current position with the lender or your broker before submitting a case. Your property may be repossessed if you do not keep up payments on a mortgage or any other debt secured on it.