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Commercial Mortgages

Commercial Mortgages — Long-Term Funding for Commercial & Mixed-Use Property Structured, lender-aligned commercial mortgages for investors, landlords, and business owners.

Commercial Mortgages provide long-term funding for commercial and mixed-use property. They support investment acquisitions, business premises, portfolio growth, and refinance strategies.

Auction360 specialises in commercial mortgages with lender-aligned underwriting and investor-friendly terms.

Why Auction360

Commercial mortgage specialists
SPV-friendly lending
Owner-occupier options
Portfolio-aligned structuring
Auction refinance support
Competitive long-term rates

Who This Is For

Commercial investors
Portfolio landlords
Business owners
SPVs
Auction buyers

Eligibility & Criteria

Commercial or mixed-use
SPV or trading business
Clear business or investment purpose

How It Works

Commercial appraisal
Underwriting
Valuation
Completion
Long-term refinance

Case Studies

Case Study — Investor Refinances Mixed-Use Building

Location: London
Loan: £540,000
Outcome: £1,200 monthly interest saved

Case Study — Business Owner Secures Long-Term Mortgage

Location: Birmingham
Outcome: Business reduced monthly costs compared to leasing

Frequently Asked Questions

Can I refinance auction purchases into commercial mortgages?

Yes — commercial mortgages support auction refinance.

Do commercial mortgages support SPVs?

Yes — SPVs are preferred.

Can business owners use commercial mortgages?

Yes — owner-occupier commercial mortgages support business premises.

What are commercial mortgages used for?

Long-term funding for commercial property, mixed-use buildings, and business premises.

Is commercial mortgage underwriting different from residential?

Yes — lenders assess business income, lease terms, and commercial viability.

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