Conversion Finance
Conversion Finance — Funding for Residential & Commercial Conversions Designed for developers transforming existing buildings into high-value residential units.
Conversion Finance provides structured funding for projects converting commercial, mixed-use, or residential buildings into new residential units. It supports structural works, planning changes, and value-add strategies.
Auction360 specialises in conversion finance with lender-aligned underwriting and exit planning.
Why Auction360
- Conversion-specific lenders
- Heavy refurb accepted
- Planning-aligned underwriting
- SPV-friendly lending
- Exit strategy planning
Who This Is For
- Developers
- Conversion specialists
- SPVs
- Auction buyers
Eligibility & Criteria
- Commercial or residential buildings
- Structural works allowed
- Planning permission required
- Clear exit strategy
How It Works
- Planning review
- Build cost appraisal
- QS assessment
- Underwriting
- Drawdowns
- Monitoring
- Exit
Case Studies
Case Study — Office-to-Residential Conversion
- Location: Birmingham
- GDV: £1.2M
- Loan: £720,000
- Outcome: £140,000 uplift
Frequently Asked Questions
Do I need planning permission?
Yes — unless permitted development applies.
Can I convert commercial to residential?
Yes — conversion finance is designed for this.
Are structural works allowed?
Yes — lenders accept heavy refurb and structural changes.
Can I use an SPV?
Yes — SPVs are preferred.
What is conversion finance used for?
Transforming commercial or residential buildings into new residential units.
Is conversion finance better than bridging?
Yes — it supports structural works and staged drawdowns.
Ready to move forward?
Speak to an Auction360 specialist and get indicative terms.
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