Commercial-to-Residential Finance
Commercial-to-Residential Finance — Funding for High-Value Conversion Projects Purpose-built finance for developers converting commercial units into residential homes.
Commercial-to-Residential Finance supports developers converting offices, shops, warehouses, and mixed-use buildings into residential units. It is ideal for value-add strategies, auction acquisitions, and planning-led development.
Auction360 specialises in commercial-to-residential conversions with lender-aligned underwriting and exit planning.
Why Auction360
- Conversion-specific lenders
- Structural works accepted
- Planning-aligned underwriting
- SPV-friendly lending
- Exit strategy planning
Who This Is For
- Developers
- Conversion specialists
- SPVs
- Auction buyers
Eligibility & Criteria
- Commercial buildings
- Planning permission required
- Structural works allowed
- Clear exit strategy
How It Works
- Planning review
- Build cost appraisal
- QS assessment
- Underwriting
- Drawdowns
- Monitoring
- Exit
Case Studies
Case Study — Warehouse-to-Residential Conversion
- Location: Manchester
- GDV: £1.5M
- Loan: £1.05M
- Outcome: £280,000 profit
Frequently Asked Questions
Can I convert commercial buildings into residential?
Yes — with planning permission or permitted development.
Do lenders accept structural works?
Yes — conversion lenders specialise in structural projects.
Can I use an SPV?
Yes — SPVs are required.
What is commercial-to-residential finance used for?
Converting commercial units into residential homes.
Is conversion finance better than bridging?
Yes — it supports structural works and staged drawdowns.
Useful Links
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