Ground-Up Development Finance
Ground-Up Development Finance — Funding for New-Build Residential & Mixed-Use Projects Structured finance for developers building from foundations to completion.
Ground-Up Development Finance provides staged funding for new-build residential and mixed-use schemes. It supports land acquisition, construction, and exit planning.
Auction360 specialises in ground-up development with lender-aligned drawdowns, QS monitoring, and developer-friendly structuring.
Why Auction360
- Ground-up specialist lenders
- Fast decisions
- Transparent drawdowns
- QS-aligned monitoring
- SPV-friendly underwriting
- Exit strategy planning
Who This Is For
- Developers
- SPVs
- Land buyers
- Conversion specialists expanding into new-build
- International developers
Eligibility & Criteria
- Residential or mixed-use
- Planning permission required
- SPV required
- Clear exit strategy
How It Works
- Land appraisal
- Build cost review
- QS assessment
- Underwriting
- Drawdowns
- Monitoring
- Completion
- Exit
Case Studies
Case Study — Developer Builds 4 New-Build Houses
- Location: Surrey
- GDV: £1.4M
- Loan: £980,000
- Outcome: £320,000 profit
Auction360 structured staged drawdowns aligned with build phases.
Frequently Asked Questions
Do I need planning permission?
Yes — lenders require approved planning before funding.
Can I borrow 100% of build costs?
Yes — in staged drawdowns aligned with QS inspections.
Can I fund land purchase?
Yes — lenders often fund land + build costs.
What experience do I need?
Ideally previous development or refurb experience.
How long does ground-up finance last?
Typically 12–24 months.
How do developers fund new-build projects?
Through staged development finance with QS monitoring.
What is the difference between development finance and bridging?
Development finance includes drawdowns and lower rates.
What is GDV?
Gross Development Value — the projected value of the completed project.
Useful Links
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