Commercial Bridging Finance
Commercial Bridging Finance — Fast Funding for Commercial & Mixed-Use Property Purpose-built finance for investors acquiring commercial units, mixed-use buildings, and conversion opportunities.
Commercial Bridging Finance provides short-term funding for commercial and mixed-use properties that require speed, refurbishment, or conversion. It is ideal for auction purchases, commercial-to-residential conversions, and development-led acquisitions.
Auction360 specialises in commercial bridging with lender-aligned underwriting and conversion-friendly terms.
Why Auction360
- Commercial-specific lenders
- Conversion-friendly underwriting
- Auction-aligned speed
- SPV-friendly lending
- Development exit planning
- Heavy refurb accepted
Who This Is For
- Developers
- Commercial investors
- BRRR investors
- SPVs
- Portfolio landlords
Eligibility & Criteria
- Commercial units
- Mixed-use buildings
- Conversion opportunities
- Heavy refurb allowed
- Clear exit strategy (development finance, refinance, sale)
How It Works
- Pre-approval
- Valuation
- Underwriting
- Completion
- Exit strategy (development or refinance)
Case Studies
Case Study — Commercial-to-Residential Conversion
- Location: Birmingham
- Purchase Price: £310,000
- Loan: £225,000
- Works: £120,000
- Exit: Development finance → refinance
- Outcome: £140,000 uplift
Auction360 structured a multi-stage finance plan aligned with the developer’s conversion strategy.
Case Study — Mixed-Use Auction Purchase Completed in 18 Days
- Location: London
- Purchase Price: £420,000
- Loan: £315,000
- Works: £65,000
- Exit: Commercial refinance
- Outcome: £2,100 monthly rent
Auction360 delivered fast underwriting and conversion-friendly terms.
Frequently Asked Questions
Can I convert commercial property using bridging?
Yes — bridging is ideal for commercial-to-residential conversions.
Do you support heavy refurb?
Yes — commercial lenders accept structural works.
Can SPVs buy commercial property?
Yes — SPVs are preferred for commercial acquisitions.
What is commercial bridging finance used for?
Conversions, auction purchases, mixed-use acquisitions, and development-led deals.
Is commercial bridging faster than commercial mortgages?
Yes — bridging completes significantly faster.
Useful Links
- Heavy Refurbishment Bridging
- Development Exit Finance
- Bridge-to-Sell
Ready to move forward?
Speak to an Auction360 specialist and get indicative terms.
Apply Now Speak to a Specialist