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Semi-Commercial Finance

Semi-Commercial Finance — Funding for Mixed-Use Property Flexible finance for properties combining residential and commercial elements.

Semi-Commercial Finance supports investors acquiring mixed-use buildings such as shops with flats above, commercial units with residential elements, and hybrid properties.

Auction360 specialises in semi-commercial lending with investor-aligned underwriting.

Why Auction360

Mixed-use lenders
Auction-aligned speed
SPV-friendly lending
Refurb-friendly terms
Portfolio-aligned structuring

Who This Is For

Mixed-use investors
Portfolio landlords
SPVs
Auction buyers

Eligibility & Criteria

Mixed-use buildings
Light & heavy refurb
SPV or trading business
Clear exit strategy

How It Works

Mixed-use appraisal
Underwriting
Valuation
Completion
Exit

Case Studies

Case Study — Investor Acquires Semi-Commercial Auction Property

Location: Liverpool
Purchase Price: £165,000
Loan: £123,750
Outcome: £1,450 monthly rent

Frequently Asked Questions

Can I use semi-commercial finance for auction purchases?

Yes — lenders support mixed-use auction deals.

Do lenders accept refurb works?

Yes — both cosmetic and structural works are accepted.

What is semi-commercial finance used for?

Mixed-use acquisitions, refurb projects, and auction purchases.

Is semi-commercial lending different from commercial?

Yes — lenders assess both residential and commercial elements.

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